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Water Damage Coverage

In addition to flood insurance, water damage coverage can help.

Water Damage Coverage

Just a few inches of floodwater can cause thousands of dollars worth of damage, and your standard property insurance policy won’t cover it. Your Brotherhood Mutual agent can share information with you about obtaining flood insurance to protect your ministry, or you can find more information at FloodSmart.gov.

In addition to flood insurance, ask your Brotherhood Mutual agent if your ministry would benefit from having any of these optional coverages:

  • Water Damage Coverage
  • Sewer and Drain Back-Up Coverage
  • Interior Building Damage Coverage

Each one covers specific forms of water damage.

Looking for other tips and resources to help your ministry prepare for and respond to water damage? Our Safety Library has several resources that can help:

Pipe Maintenance Can Prevent Drain Backup (Article)

Prevent Water Damage from Soaking Your Ministry’s Budget (Article)

Ten Tips for Drying Your Church (Article)

Prevent Frozen Pipes (Video)

Hiring a Plumber (Checklist)

Water Damage Prevention (Checklist)

Updating Coverage is Easy

Contact your local Brotherhood Mutual agent to add this coverage to your policy. Not a Brotherhood Mutual customer yet? Contact us and we'll help you get connected.

All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. All coverages are not available in all states.