Vehicles
If your church or related ministry owns a vehicle, you're required to purchase liability coverage for it in most states. MinistryFirst® offers protection for uninsured or underinsured drivers, injured passengers, and damaged vehicles.
Vehicle Liability Coverage
This coverage provides liability protection and legal defense for covered losses
arising from the use of owned vehicles.
Uninsured/Underinsured Motorists Coverage
This coverage protects your organization if an uninsured/underinsured driver
causes bodily injury to covered occupants of your vehicles. Occupants may also
have uninsured/underinsured benefits under their own personal or family auto
policies.
Vehicle Medical Payments Coverage
This coverage protects vehicle occupants other than employees who may be injured
in or through the operation of your vehicle. The medical coverage limit applies
regardless of legal liability.
Personal Injury Protection (no fault)
Provides benefits as required by states that have no-fault laws.
Vehicle Physical Damage Coverage
This coverage applies to damage done to an insured vehicle you own. Collision
coverage pays for damage done during a collision accident, and comprehensive
coverage pays for damage done in a non-collision accident. These two types
of coverage are puchased separately, and separate deductibles typically apply.
For a free, no-obligation quote, contact us.
Note: This Web site provides a brief description of coverages
offered in our MinistryFirst insurance program. The Web site
itself does not provide coverage of any kind, nor does it modify the
terms of any policy. All property and liability coverages are subject
to conditions, coverage limits, limitations, and exclusions. For precise
details of coverage, please refer to actual policy forms.