Program Details
Passport to Ministry | Option 2*
This option focuses on medical and travel insurance for ministry workers traveling outside the United States.
- Medical expenses: accident and sickness
- Accidental death and dismemberment
- Common carrier accidental death
- Emergency medical evacuation & repatriation
- Medical emergency family reunion
- Return of minor children
- Return of mortal remains
- Hospital indemnity
- Local ambulance expense
- Emergency dental
- Medical assistance services
- Trip interruption coverage & assistance service
- Loss of checked baggage coverage
- Travel assistance services
- Medical expenses: accident and sickness
(Limit options of $50,000, $100,000, $500,000, or $1,000,000 are available.)This coverage protects your organization against medical expenses resulting from an accident or travel-related sickness during your foreign religious operations.
- Accidental death and dismemberment
(A separate, $25,000-per-person coverage limit applies.)This coverage protects your organization's employees and volunteers against the accidental loss of life, loss of a hand or foot, or the loss of sight in one or both eyes. Any accidental death benefit is paid to the estate of the deceased traveler.
- Common carrier accidental death
(Limits: $50,000 per adult, $25,000 per child under age 18; $250,000 maximum per family)This coverage protects your organization's employees and volunteers against the accidental loss of life while traveling as a passenger on a common air carrier's flight. Death must occur during the period of coverage while the insured person is riding as a passenger (but not a pilot, operator, or member of the crew) in or on a common air carrier.
- Emergency medical evacuation
(Limit: $100,000 in addition to the medical expense limit chosen.)If our foreign travel service provider determines that adequate medical facilities are not available locally at the site of your mission activity, we will arrange and pay for one emergency medical evacuation, under medical supervision if necessary, to the nearest location with adequate facilities.
If our foreign travel service provider determines (based on information available to it and its consulting physicians) that it is medically necessary to repatriate the injured person to a facility in the United States—following stabilization, we will arrange and pay for one repatriation, under medical supervision if necessary.
- Medical emergency family reunion
(A $10,000 limit is provided.)When emergency medical evacuation or repatriation is ordered and the attending physician recommends that a family member travel with you (the program will arrange and pay) up to $10,000, for round trip, economy-class transportation for one individual of your choice, from your home country, to be at your side while you are hospitalized and then accompany you during your return to your home country.
- Return of minor children
(A $5,000 limit is provided.)If you are traveling alone with a minor children and are hospitalized because of a covered illness or injury and the minor children, under age 19, is left unattended, the program will arrange and pay up to $5,000 for one way economy fare to their home country (including the cost of an attendant/escort, if necessary to insure the safety and welfare of a minor children). (If this benefit is needed or utilized, arrangements must be made by the assistance service provider.)
- Repatriation of mortal remains
(A $20,000 limit is provided.)In the event of a participant's death while in foreign territory, through our foreign travel service provider we will make every effort possible to obtain necessary clearances and arrange for the return of the mortal remains:
- Return will be to a location that honors the known reasonable wishes of the deceased or the deceased's family members.
- We will pay reasonable expenses associated with such return, including the cost of embalming to meet any applicable requirements, up to a maximum of $20,000 per person.
- Hospital indemnity
(A $100-per-night limit is provided.)If you are hospitalized while traveling outside of the United States or Canada, and the hospitalization is considered a Covered Expense, the program will indemnify you $100 for each night spent in the hospital (this benefit is in addition to any other covered expenses of the program).
- Local ambulance expense
(A $2,500 limit is provided.)Ground ambulance (within the metropolitan area) to and from the nearest hospital with facilities for required treatment. If the insured person is in a rural area, then licensed ground ambulance transportation to the nearest metropolitan area shall be considered a covered expense.
- Emergency dental
(A $100 limit is provided. A $500 limit is available for accidents. However, this is only available to programs purchased for one month or more.)The emergency dental benefit is available if you have purchased one or more months of coverage. Treatment necessary to resolve acute, spontaneous, and unexpected inception of pain to sound natural teeth ($100) or dental treatment necessary to restore or replace sound natural teeth lost or damaged in an accident is covered under the program ($500). This benefit is subject to the deductible and coinsurance.
Medical assistance services
Upon enrollment, you are eligible to use any of the assistance services provided by the assistance services provider. Features of the service include: being open 24 hours/day, 365 days a year; multilingual personnel; and physicians/nurses on staff. These services include:- Inoculation information service
- Medical referral service
- Prescription drug/eyeglass replacement service*
(* Payment reimbursement to the Assistance Company will be your responsibility.)
Travel Coverages & Services
- Trip interruption
(A $5,000 limit is provided.)If you are unable to continue your trip due to the death of an immediate family member (parent, spouse, sibling, or child) or due to serious damage to your principal residence from fire, flood, or similar natural disaster (tornado, earthquake, hurricane, etc.), the program will:
- Reimburse up to $5,000 for the cost of economy travel, less the value of applied credit from an unused return travel ticket.
- Return you home to your area of principal residence.
- Loss of checked baggage
(A $250 limit is provided.)If your checked luggage is permanently lost by the airline, the program will reimburse you for the replacement of lost clothing and personal hygiene items to a maximum per-bag limit of $50 (up to $250). This benefit is secondary to any other (including airline) coverage available. You must furnish proof to the company that full reimbursement has been obtained from the airline. (If this benefit is needed or utilized, arrangements must be made by the assistance service provider.)
Travel assistance services
Upon enrollment, you are eligible to use any of the assistance services provided by the assistance services provider. Features of the service include: being open 24 hours/day, 365 days a year; multilingual personnel; and physicians/nurses on staff. These services include:- Bail bond service*
- Emergency cash advance service*
- Legal referral service
- Lost baggage retrieval service
- Translation service
View Details for Other Options:
Passport to Ministry | Option 1*
This is our most comprehensive package—providing liability, medical, travel, and security protection and services for ministry workers traveling outside the United States.
Passport to Ministry | Option 3*
This option provides ministry workers with trip cancellation/interruption coverage, lost baggage coverage, and a basic medical package.
View a printable version (PDF, 188 Kb) of the Passport to Ministry Option 2 package details.
Get a Quote: For a free, no-obligation quote, contact your Brotherhood Mutual agent, contact us, or visit our online premium calculator.
Apply Today: You can apply for Passport to Ministry online or by contacting your Brotherhood Mutual agent.
Contact Us: For more information about Brotherhood Mutual’s Passport to Ministry program, contact your Brotherhood Mutual agent, call us at 1-800-876-4994 or e-mail us at passport@brotherhoodmutual.com.
Note: This Web page is a summary of the benefits offered in our Passport to Ministry insurance program. It provides a brief description of the coverages and services available under this option. The Web site itself does not provide coverage of any kind, nor does it modify the terms of any policy. All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise details of coverage, please refer to actual policy forms.
*Brotherhood Mutual offers Passport to Ministry® Option 1 through ACE USA, Inc., Wilmington, Delaware, and Passport to Ministry® Options 2 & 3 through Seven Corners, Inc. Indianapolis, Indiana. Both ACE USA and Seven Corners are independent providers of comprehensive insurance plans for international travelers and missionaries.
Option 2, Seven Corners' Liaison International® coverage, is administered by Seven Corners, Inc. and underwritten by Virginia Surety Company, Inc. (For special states, it is Global International Trust by Certain Underwriters at Lloyd's London). Option 3, Seven Corners' Roundtrip International® coverage, is administered by Seven Corners, Inc. and underwritten by Nationwide® Mutual Insurance Company, Nationwide® Life Insurance Company and Nationwide® Mutual Fire Insurance Company.