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Your Preferred Ministry Insurance Provider

Join the thousands of churches that trust Brotherhood Mutual.
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  • Agents are church specialists
  • Ministry specific products
  • 98 percent customer satisfaction

Our Products

We serve Ministry Partner churches and ministries in a variety of ways.
Click any of the topics to learn more.
Property Protection
Property Protection
  • Buildings and Personal Property
  • Equipment
  • Building Projects
Vehicle Protection
Vehicle Protection
  • Liability
  • Personal Injury
  • Physical Damage
Liability Protection
Liability Protection
  • Religious Acts and Communications
  • Nursery/Childcare Supervision
  • Directors and Officers
Workers Compensation
Workers' Compensation
  • Employee Injuries
  • Employer's Liability
  • Wage Replacement
Mission Travel
Mission Travel
  • Security & Emergency Medical Evacuation
  • Accident & Illness Medical Expense
  • Ministry Discounted Airfare
Payroll Services
Payroll Services
  • Management of Tax Withholdings and Deductions
  • Full Service Direct Deposit
  • Tax Return Filing
Property Protection
property protection
Vehicle Protection
vehicle protection
Liability Protection
liability protection
Workers Compensation
workers' compensation
Mission Travel
mission travel
Payroll Services
payroll services
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Property Protection

When your ministry's property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways, too. Brotherhood Mutual's property insurance programs offer protection for your buildings, property, and belongings.

We offer many endorsements including:

  • Inflation guard: Automatically adjusts property values on an annual basis
  • Bond: Pays for covered losses resulting from dishonest activity of personnel
  • Equipment breakdown: Pays for property losses that are the result of a sudden or accidental breakdown of equipment

Vehicle Protection

Brotherhood Mutual offers many different commercial auto coverage features and options, designed to help ministries of all sizes protect themselves against vehicle-related losses. Protect your ministry and your people by making sure you have the right insurance coverage. Ask your local agent for more information about:

  • Vehicle Liability Coverage
  • Collision
  • Comprehensive
  • Uninsured/Underinsured Motorists Coverage
  • Vehicle Medical Payments Coverage
  • Personal Injury Protection
  • Vehicle Physical Damage Coverage

Liability Protection

Liability insurance fills in the gaps and protects your ministry's people and finances. Basic liability coverage provides protection for claims of bodily injury or property damage liability. Enhanced liability coverages include:

  • Personal injury liability
  • Specialized emotional injury liability
  • Teacher/governing board liability
  • Cyber liability
  • Worldwide liability extension
  • Non-owned vehicle liability

Brotherhood Mutual offers many other liability protection options, including sexual acts liability, counseling acts liability, directors and officers liability, and computer-related liability.

Workers' Compensation

Employee Benefits

Workers' compensation coverage provides benefits for employees in relation to work-related injuries or diseases that are specified by state law, including:

  • Medical benefits
  • Disability benefits
  • Rehabilitation benefits
  • Death benefits

Employers' Liability

Employers' liability insurance is included with Brotherhood Mutual's workers' compensation policy. This coverage protects your ministry if it is sued as the result of an employee's job-related injury or illness.

Protect your ministry and your employees. Contact a local agent to learn more about workers' compensation coverage.

Mission Travel

Brotherhood Mutual has entered into an alliance with Fly For Good to bring mission travelers the Faith Ventures card, an affordable travel medical insurance option that comes with single- or multi-trip plans for foreign and domestic short-term mission travel.

  • Accident and illness medical expense
  • Security and emergency medical evacuation
  • Trip cancellation coverage
  • Primary coverage with no deductible

Also through Faith Ventures: discounted airfare, 24/7 emergency travel assistance, currency exchange discounts, trip management tools, and hundreds of retail discounts.

Payroll

MinistryWorks is a payroll service provider that helps churches and related ministries by taking on the administrative burden of payroll processing and payroll tax filing. MinistryWorks professionals are church payroll specialists who truly understand your ministry and work closely with you to offer solutions for your unique needs. Our services include:

  • Management of tax withholdings and deductions
  • Preparation of employee paychecks
  • Full service direct deposit
  • Timely tax return filing
  • W-2, Social Security, Medicare, and new hire reporting
  • Annual workers' compensation audit assistance

Make Sure Your Ministry Is Protected

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