Our mission-driven coverages are designed to help guard your institution from the unique risks Christian schools face.
Property and Liability Insurance
Commercial Auto
Workers’ Compensation
Religious Freedom Coverage
Mission Travel Protection
Continued Operations
Diminishing Deductible
HR Solutions for Payroll and Health Benefits
Legal Defense Reimbursement
Additional Liability Coverages
Employment Practices Coverage
School Counseling Insurance
Traumatic Incident
Response Coverage
Cyber Liability Coverage
“Barclay College has students who go on mission trips to other countries. Brotherhood Mutual has short-term policies for such trips that are painless to request, receive, and are reasonably priced.”
—Gayle Mortimer, Accounts Payable
& Payroll Specialist, Barclay College
Whether on the field, in the gym, or just walking to class, accidents happen. The right coverage shows your commitment to student well-being and can discourage costly lawsuits.
Accident Insurance*
Custom-design an accident insurance policy that protects your students, student-athletes, and your reputation. Deductibles as low as $0.
High Hazard Sports
Covers athletes’ injuries— including concussions—for football, rugby, lacrosse, hockey, soccer, wrestling, and martial arts.
Student Medical Coverage
Pays medical expenses for injured students, officials, and spectators, regardless of fault. Optional coverage for intramural or intercollegiate sports is also available.
Educational Property
Coverage Package
Pays for athletic and school property, including dugouts, backstops, installed bleachers, turf, landscaping, and irrigation.
For additional coverage details, ask your Brotherhood Mutual agent, or use our online request form.
“We choose Brotherhood Mutual based on the combination of service and cost. Because Brotherhood Mutual is focused on serving Christian ministries, I feel confident Brotherhood Mutual understands the values of my organization as well as the unique needs we have as a Christian organization.”
—Gary Bailey, PhD, President, Biblical Life Institute
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Disclaimer: All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. Not all coverages and services are available in all states.
1 MinistryWorks, LLC is a subsidiary of Brotherhood Mutual Insurance Company.
2 Pay-Go is a free benefit for customers of both MinistryWorks payroll and Brotherhood Mutual Workers’ Compensation (Workers’ compensation not available in OH, ND, WA, and WY). To learn more about how Pay-Go works, visit https://www.ministryworks.com/services/pay-go.
3 Brotherhood Mutual has strategically aligned with advisors to help Christian ministries in the search for affordable health benefits. 35% savings based on averages provided by Remodel Health and are based on shifting employers from single group benefits to individual plans.
4 HCM is offered as an additional fee-based service for customers of MinistryWorks payroll. Some products mentioned are available with Advanced HCM which offers additional tools to engage employees.
5 Covered expenses must be incurred within the time period specified in the policy forms. This information is a brief description of the important benefits and features of the Blanket Accident Medical Insurance underwritten by QBE Insurance Corporation (QBE) and made available in coordination with Brotherhood Mutual Insurance Company and Brotherhood Mutual Insurance Services, LLC. It is not a contract and does not provide insurance coverage of any kind, nor does it modify the terms of any Brotherhood Mutual policy. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth on policy form, BAM-03-1000 et seq. Any policy QBE offers to issue will be subject to the laws of the jurisdiction in which it is issued. QBE may (1) not be able to offer this coverage in all states and (2) elect at its sole discretion not to offer or quote any specific benefit amount or risk. Please contact your agent or local administrator for the availability of coverage in your state.
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
2024 Brotherhood Mutual
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2024 Brotherhood Mutual