Insuring 65,000+ Churches
and Related Ministries.
As a specialist in ministry-focused insurance, we use a comprehensive approach to custom-build policies which protect your people, property, and reputation.
Our liability policies are carefully crafted by ministry specialists to fill coverage gaps and protect your people from the unique risks faced by Christian organizations.
Beyond basic financial protection for your building, our property insurance provides the support you need for holistic recovery and continued ministry.
We're in the business of protecting your ministry from anything that might threaten your ability to serve confidently and effectively — before, during, or after an incident.
Explore some of our innovative insurance products, services, and risk management resources.
Property Coverages:
Brotherhood Mutual's property insurance programs offer protection for your buildings, property, and belongings. You can customize your insurance package to meet your ministry’s specific needs. Here are just a few of the many optional coverages we offer:
Liability Coverages:
Liability insurance fills in the gaps and protects your leaders, employees, board members, and volunteers against claims of bodily injury or property damage liability. A few optional coverages we offer include:
For many churches and related ministries, automobile accidents are the cause of the most serious injury to people and damage losses to property. Brotherhood Mutual offers several commercial auto protection options for the vehicles your organization owns. Ask your local agent for more information about:
Workers' Compensation Coverage provides the following benefits for employees in relation to work-related injuries or diseases that are specified by state law: medical benefits, disability benefits, rehabilitation benefits, and death benefits. (Not available in OH, ND, WA, and WY)
Your ministry extends beyond the walls of your building. Which means sharing your heart may take you halfway around the world to staff a medical clinic or a long-term disaster recovery project. Brotherhood Mutual helps you find the options that best fit your needs:
This is a brief description of coverages offered through Brotherhood Mutual Insurance Services, LLC in relationship with other insurance carriers and service providers.
MinistryWorks® is a full-service payroll and tax filing service that specializes in serving Christian ministries. Customers are paired with their own personal payroll specialists, who can help them avoid costly mistakes and IRS violations. Services include:
Basic Medical Payments Coverage helps when a person, other than an employee, is injured on your ministry’s owned or rented property. This coverage is part of your general liability insurance. It also applies to bodily injuries that result from your ministry’s operations or activities. In addition to this general coverage, the following three options are available:
Cyber Liability can protect you against claims resulting from your ministry’s activities related to computer use and electronic data.
Employee Health Benefits plans are customizable to meet the needs of individuals and families, all to help you better care for your people and steward resources back into your ministry.
Brotherhood Mutual Insurance Company has strategically aligned with Remodel Health and Eversurance, LLC to help Christian ministries in the search for affordable health benefits.
Brotherhood Mutual allows us to do ministry on the edge and still know that we have backup, and that's huge. They're developing products with enough foresight to see creative ministry opportunities.”
Bob Church
Administrative Pastor, Sagebrush Community Church
More and more people don’t even understand who Christians are, what we believe, and how that informs how we make decisions... but Brotherhood Mutual understands.”
Michael James, Ed.D.
Vice President for Business and Finance, Tabor College
They watch out for our school on a level beyond what you would expect from an insurance company…taking the initiative to be proactive and reaching out to us, looking at ways to serve us and to bless us.”
Zach Kassebaum, Ed.D.
Superintendent, Lincoln Christian School
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