Electrical issues are among the leading causes of fire in churches. Yet, they are largely preventable.
According to the U.S. Fire Administration (USFA), most electrical fires result from problems with ‘fixed wiring’ such as faulty electrical outlets and old wiring. Problems with cords and plugs, such as extension and appliance cords, also cause many home electrical fires. The same is true of church fires.
Old Wiring. Yesterday’s codes are not today’s codes. Many churches have old wiring that does not meet current code. In some areas, they fall under a grandfather clause and may not be required to be changed. But that old wiring can be a hazard. If you have old wiring, consider a capital project to have it updated. f you are planning to remodel or add-on to your building, you may be required to upgrade your entire building to meet code.
The amount of damage from a fire caused by electrical problems can vary greatly. Sometimes, it’s a total loss. “Often the wiring is in the attic,” says Tom Lichtenberger, assistant vice president, property claims, at Brotherhood Mutual. “If a fire starts up there, many times you’re not going to know it until the whole attic is engulfed in flames.”
Overloading. Circuits are designed for certain amperage. Overloading them can cause problems. That’s especially common in the sanctuary, office, and kitchen where multiple devices are in high demand. Electrical devices that generate heat, like heaters, hot plates, etc., are particularly problematic.
In today’s electronic world, it’s easy to overload a system. If you have added to your electrical needs—with new sound equipment or more electrical devices, for instance—you need to check, and possibly upgrade, your electrical capacity.
Extension Cords and Temporary Wiring. Extension cords can be a big problem because they’re often overloaded and misused. The USFA says that many avoidable electrical fires can be traced to misuse of electrical cords, such as overloading circuits, poor maintenance and running the cords under rugs or in high traffic areas.
If you use extension cords, use them correctly and only on a temporary basis. Extension cords are rated based on how much current the wire can handle. A good rule of thumb is to ensure that the extension cord is at least as thick as the cord on the appliance. Ideally, extension cords should be unplugged when not in use and before you leave the building.
According to Brock Bell, senior manager, risk control, for Brotherhood Mutual, temporary wiring or misuse of extension cords is among the top five most common hazards reported on loss control surveys.
“Sometimes people use extension cords in place of legitimate wiring,” says Bell. He cites an example of using extension cords to put up a light in their attic. "That's never a good idea."
Extension cords, splitters, or power strips are not a permanent solution, and should be used for hours or days. If you are using them on an ongoing basis, it’s probably time to call in a qualified electrician to evaluate and upgrade your electrical system.
If you need to add more electrical capacity or need to make repairs, don’t do the work yourself. Always call in a professional.
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
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