Insurance and services for Christian camps

Protect your camp with insurance, services, and benefits designed to help you operate safely and effectively.

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Protecting the camp experience

As a specialist in Christian camp-focused insurance, our comprehensive approach addresses your challenges and protects the unique experience you offer.

Property & Liability Insurance

Coverage constructed to fill gaps that leave camps vulnerable to risk.

Auto Insurance

Customized options for buses, vans, non-owned vehicles, and more.

Accident Insurance

Financial support for unexpected injuries to campers, staff, and more.

Workers’ Compensation

Covers staff injuries due to workplace incidents.

Payroll & HR Solutions

Streamline administrative tasks like payroll, onboarding, HCM, and more.

Employee Benefits

Affordable health plans, dental, vision, and life insurance.

Looking for all of our services? View options for insuring your ministry or for caring for your people.

Optional camp property & liability coverages

Camp Practices Emotional Injury Coverage

Pays for emotional injury damages stemming from a camp’s training, instruction, or discipline practices directed toward campers.

Camper Medical

Pays medical costs for campers injured during general camp activities, such as sports, swimming, archery, or incidental activities, such as Capture the Flag.

Earnings and Donations and Extra Expense Coverage

Provides financial support to overcome lost income during a recovery period.

Extended Broad Scope Cyber Liability

Provides coverage for e-commerce activities plus added data breach prevention or assistance services.

Infestation Liability Coverage

Pays to remove bedbugs, lice, fleas, and more from people and their property if spread from a camp building to other people, buildings, or private homes.

Non-owned Saddle Animal and Livestock Liability Coverage

Pays for bodily injury and property damage caused by a saddle animal or livestock that is not owned or housed by your camp.

Give your camp the care it deserves. Request a quote ->

Optional coverages are available at an additional cost.

Eternal impact of camp

It’s hard to measure, but you know the seeds planted at camp can have an eternal impact. As specialists in ministry-focused insurance, we understand your mission. It’s why we work with Christian camp leaders every day to help safeguard the life-changing experiences you provide.

What camp leaders are saying

Chad Hershberger

Camp Mount Luther

“Because of Brotherhood Mutual, we have people to walk with us during 
challenging times.

There's been times when we've dealt with vendors and service providers that aren't ministry oriented. Often they don't get what a Christian camp is all about. Brotherhood Mutual understands the nuances of why we do what we do, and that's important to us.”

Tom Powell

Caroline Furnace Lutheran Camp

"Our agent has been to our camp, knows the facility, and calls us on a regular basis.

The real value with Brotherhood Mutual is that we can
 call and have a conversation about the 'why' behind what we're trying 
to accomplish. It's a critical difference to have an organization who 
understands our mission and the total package of why we serve.”

Mark Swartley

Spruce Lake Retreat

“They solve the complicated issues of insuring a Christian Camp.

We have diverse property and program needs—all things that cause other insurance companies headaches. Brotherhood Mutual has found a way to stand in that gap and meet our needs.

Safeguard your camp

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The coverage descriptions in this overview are intended to help camp leaders better understand Brotherhood Mutual’s MinistryFirst® insurance program. They do not provide insurance coverage of any kind, nor do they modify the terms of any Brotherhood Mutual policy. All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For complete insurance coverage details, please refer to actual policy documents. Coverage for actual claims will be based on applicable policy documents applied to the individual facts of an actual claim event. Some coverages may not be available in all states.

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