Accident insurance customized for your Christian ministry
Accident insurance provides coverage for medical expenses due to accidental injuries during church, school, college, or camp activities. Deductibles as low as $0.
Accident insurance protects organizations and helps care for people by:
Covering specific risk exposures and declared groups of people
Can extend coverage to students, campers, and others—groups that may often be excluded.
Providing robust medical limits
Policies have higher accident medical limits, often with no deductible.
Helping to avoid lawsuits by covering medical costs upfront
An Accident Insurance policy pays first before your Medical Payments provision.
Protect those who serve, gather, and participate
Churches
Can include participants and church volunteers, children in child care operations, and participants in ministry-sponsored sports activities.
Schools
Can include K-12 Christian school students, and student-athletes participating in interscholastic sports. Can include or exclude football.
Colleges
Can include registered and enrolled college students or student-athletes, including student managers, student coaches, and student athletic trainers.
Camps
Can include camp participants, camp counselors, groundskeepers, conference attendees, retreat participants, and volunteers.
Churches
Can include participants and church volunteers, children in child care operations, and participants in ministry-sponsored sports activities.
Schools
Can include K-12 Christian school students, and student-athletes participating in interscholastic sports. Can include or exclude football.
Colleges
Can include registered and enrolled college students or student-athletes, including student managers, student coaches, and student athletic trainers.
Camps
Can include camp participants, camp counselors, groundskeepers, conference attendees, retreat participants, and volunteers.
Coverage for the unexpected
Accident insurance helps with the following medical expenses associated with a covered injury. It includes Accidental Death, Dismemberment, and Paralysis benefits.
Hospital bills, including room & board
Prescription drugs & medicines
Emergency room & outpatient treatment
Care for dental injuries
Medical or surgical treatment by a licensed doctor
Ambulance expenses
One accident can change everything.
Be ready with customized coverage.
Coverage applies on an excess basis, after all other applicable health care plans are exhausted. If no other health care plan or policy exists, coverage will be payable like primary coverage. Additional and optional benefits may also apply. Coverage is subject to policy terms, conditions, and limitations.
Some insurance coverages may be underwritten by other insurance carriers and sold through Brotherhood Works Insurance Services, LLC, a subsidiary of Brotherhood Mutual Insurance Company.
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