Insurance for Christian colleges & universities

Our holistic approach custom-builds property and liability policies to meet the unique needs of Christian colleges and universities.

67,000+

Ministries insured including colleges and universities

65+ years

Insuring colleges

Optional coverages to fill gaps in your policy

Administrator Accidental Death Coverage

Provides death benefits for expenses associated with the accidental death of a key administrator.

Athletic Medical Coverage

Pays medical expenses for college students injured during school-related activities. Can add coverage for intramural and intercollegiate sports injuries.

Counseling Liability Coverage

Pays damages and counseling fees when someone makes a claim of bodily, emotional, or personal injury related to counseling services, provided in person, by telephone, or online.

Cyber Liability

Options available to provide you with the optimal protection that colleges need to address breach response costs, data recovery, fines, and more.

Educational Property Coverage Package

Covers various athletic structures, equipment, and devices used for education, musical, or athletic purposes.

Earnings and Donations and Extra Expense Coverage

Covers actual loss of earnings (tuition, donations, etc.) and extra costs caused by a covered loss that interrupts the institution’s operations.

Get coverages designed for Christian higher education. Request a quote.

We protect your Kingdom work.

We are committed to serving Christian colleges and universities by offering coverages designed to protect your institution, while also offering exceptional value to help you manage costs.

What higher education leaders are saying

Dr. Gary Bailey

Biblical Life Institute

“We choose Brotherhood Mutual based on the combination of service and cost.

Because Brotherhood Mutual is focused on serving Christian ministries, I feel confident Brotherhood Mutual understands the values of my organization as well as the unique needs we have as a Christian organization.”

Gayle Mortimer

Barclay College

“Barclay College has students who go on international mission trips.

Brotherhood Mutual has short-term policies for such trips that are painless to request, receive, and are reasonably priced.”

Dr. Michael W. Newman

Texas District LCMS

“We were seeking the best possible stewardship of our resources and found the price and service from Brotherhood Mutual to be outstanding.

We appreciate their clear communication and a sincere interest in our ministry. In addition to high quality coverage, we value the relationship and resources provided. It is truly a ministry partnership.”

Protect your university

The coverage descriptions in this overview are intended to help school leaders better understand Brotherhood Mutual’s MinistryFirst® insurance program. They do not provide insurance coverage of any kind, nor do they modify the terms of any Brotherhood Mutual policy. All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For complete insurance coverage details, please refer to actual policy documents. Coverage for actual claims will be based on applicable policy documents applied to the individual facts of an actual claim event. Some coverages may not be available in all states.