How could ministries be required to fund employee reproductive health options?

Originally reported in Law & Ministry Update (Vol 1 - May 2025) - case reviewed by the Legal Assist team.

5 min read

Federal Case

Regional Implications

Cedar Park Assembly of God v. Kreidler

A ministry is being compelled to provide health insurance that funds abortions, an act that directly contradicts its deeply held religious convictions. Cedar Park Assembly of God in Washington finds itself at the center of a legal battle that could have nationwide implications for Christian ministries.

What You Need to Know

For years, Cedar Park provided health insurance to its employees while maintaining its pro-life stance. However, Washington’s 2018 Reproductive Parity Act requires insurers to include abortion coverage if they offer maternity care. Cedar Park’s insurer eliminated no-abortion plans, leaving the church without options that reflect its values. In Cedar Park Assembly of God v. Kreidler, the church argued that the mandate violated its First Amendment rights, asserting that the law coerced it into indirectly funding abortions contrary to its religious beliefs. Washington defended the Reproductive Parity Act by emphasizing the importance of ensuring equitable access to comprehensive reproductive healthcare for all insured individuals. The Ninth Circuit dismissed the case, attributing the problem to the insurer’s choices rather than the law. Cedar Park has requested a rehearing. If its request is denied, the church may appeal to the Supreme Court.

What Your Ministry Can Do

  1. Review Your Health Insurance Plans: Conduct an in-depth review of your current coverage to identify provisions that conflict with your values.

  2. Engage with Insurance Providers: Seek insurers or agents who specialize in serving faith-based organizations.

  3. Consult Legal Counsel: Work with attorneys to understand your rights and prepare for possible litigation.

Why This Matters

This case highlights the growing tension between religious convictions and government mandates. Ministries in states with similar laws may find themselves forced to choose between compromising their beliefs or forgoing health insurance altogether. The impact is far-reaching, as health coverage often affects recruitment, retention, and overall ministry operations.

Moreover, a legal precedent attributing challenges to insurer choices rather than the law itself could make it even harder for ministries to defend their beliefs. Christian organizations should ensure their policies align with their missions and values while remaining prepared for potential legal challenges.

Court: Ninth Circuit (covers AK, AZ, CA, HI, ID, MT, NV, OR, WA)

Status: Cedar Park has requested a rehearing. If its request is denied, the church may appeal to the U.S. Supreme Court.

Posted May 2025.
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