Insurance and services for Christian missions
When your calling leads you away from home, protect your outreach with insurance, services, and benefits designed to help keep your people and your organization safe.

Mission protection for organizations & individuals
Taking the gospel to the nations is at the heart of your mission. Whether that takes the form of discipling and training local leaders, running a church plant, or providing literacy programs in a foreign country, Brotherhood Mutual is here to protect it.
Missions coverages to fill gaps in your policy
Counseling Liability Protection
Pays for claims of bodily, emotional, or personal injury against your organization, its pastors, lay counselors, employees, and volunteers in relation to a counseling act undertaken on your organization’s behalf.
Directors & Officers Liability Protection
Pays for financial damages caused by alleged wrongful leadership activities of the organization and its leaders.
Earnings And Donations And Extra Expense Coverage
Covers actual loss of earnings (tuition, donations, etc.) and extra costs caused by a covered loss that interrupts the organization’s operations.
Employment Practices Liability Protection
Pays for legal defense costs and damages for emotional injury, personal injury, or financial damage for covered claims resulting from employment decisions made by past or present leadership and employees.
Evacuation*
For use when a medical, political, or security emergency evacuation of non-nationals in a host country is critical.
Foreign Voluntary Workers’ Compensation
For employees located in a foreign country to protect against employment-related losses.
Legal Liability Defense Reimbursement
Pays for legal defense costs associated with a lawsuit, administrative proceeding, or law enforcement inquiry not otherwise covered by your policy.
Religious Freedom ProtectionSM
Pays damages and legal fees for claims related to discriminatory acts and belief-based communication, decisions, and activities.
Security Operations Liability Protection
Covers claims against your organization, its leaders, and security team members when enforcing your security policy or weapons policy.
Sexual Acts Liability Protection
Pays for the financial consequences of bodily, personal, or emotional injury for claims of sexual misconduct or sexual harassment against your organization.
Traumatic Incident ResponseSM Protection
Pays for medical expenses, broadened wage loss reimbursement, and individual counseling expenses to help those who witnessed or were victims of a traumatic incident.
Vehicle Coverage
Protect your organization and vehicles inside the U.S. and additional options for vehicles in foreign countries.
Counseling Liability Protection
Pays for claims of bodily, emotional, or personal injury against your organization, its pastors, lay counselors, employees, and volunteers in relation to a counseling act undertaken on your organization’s behalf.
Directors & Officers Liability Protection
Pays for financial damages caused by alleged wrongful leadership activities of the organization and its leaders.
Earnings And Donations And Extra Expense Coverage
Covers actual loss of earnings (tuition, donations, etc.) and extra costs caused by a covered loss that interrupts the organization’s operations.
Employment Practices Liability Protection
Pays for legal defense costs and damages for emotional injury, personal injury, or financial damage for covered claims resulting from employment decisions made by past or present leadership and employees.
Evacuation*
For use when a medical, political, or security emergency evacuation of non-nationals in a host country is critical.
Foreign Voluntary Workers’ Compensation
For employees located in a foreign country to protect against employment-related losses.
Legal Liability Defense Reimbursement
Pays for legal defense costs associated with a lawsuit, administrative proceeding, or law enforcement inquiry not otherwise covered by your policy.
Religious Freedom ProtectionSM
Pays damages and legal fees for claims related to discriminatory acts and belief-based communication, decisions, and activities.
Security Operations Liability Protection
Covers claims against your organization, its leaders, and security team members when enforcing your security policy or weapons policy.
Sexual Acts Liability Protection
Pays for the financial consequences of bodily, personal, or emotional injury for claims of sexual misconduct or sexual harassment against your organization.
Traumatic Incident ResponseSM Protection
Pays for medical expenses, broadened wage loss reimbursement, and individual counseling expenses to help those who witnessed or were victims of a traumatic incident.
Vehicle Coverage
Protect your organization and vehicles inside the U.S. and additional options for vehicles in foreign countries.
Looking for a Brotherhood Mutual property and liability policy? View our plan options.
We protect your Kingdom work.
We are committed to serving Christian ministries by offering coverages designed to protect your organization, while also offering exceptional value to help you manage costs.
What ministry leaders are saying

Dr. Scott Stancil
First Baptist Church
“Working with Brotherhood Mutual has truly been a blessing.
We have never lacked the necessary information to make a well-informed decision, allowing us to be good stewards of the Lord’s finances through His church. After more than 30 years in ministry, switching to Brotherhood Mutual has been one of the wisest and most beneficial partnerships I have enjoyed.”

Jonathan Mitchell
Northland Christian Church
“We had to make some tough decisions to cut our budget, while also working hard to keep ministry the priority.
Brotherhood Mutual is helping that become a reality, while maintaining the coverages that keep everything safe, secure, and covered.”

Dr. Michael W. Newman
Texas District LCMS
“We were seeking the best possible stewardship of our resources and found the price and service from Brotherhood Mutual to be outstanding.
We appreciate their clear communication and a sincere interest in our ministry. In addition to high quality coverage, we value the relationship and resources provided. It is truly a ministry partnership.”
Protecting your work wherever the Lord leads.
*Not a military evacuation.
The coverage descriptions in this overview are intended to help mission leaders better understand Brotherhood Mutual’s MinistryFirst® insurance program. They do not provide insurance coverage of any kind, nor do they modify the terms of any Brotherhood Mutual policy. All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For complete insurance coverage details, please refer to actual policy documents. Coverage for actual claims will be based on applicable policy documents applied to the individual facts of an actual claim event. Some coverages may not be available in all states.
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