Welcome
Southern Baptist Convention

Protecting SBC churches as they proclaim the gospel

At Brotherhood Mutual, our heart is to protect churches as they love and care for the needy and as they work together to share the love of Christ. As a preferred insurance provider of SBC churches, our desire is to serve your ministry as it bears fruit for the Kingdom.

Property & Liability Insurance

Not every insurance policy is the same, but they're often sold that way. At Brotherhood Mutual, we construct our coverages to fill the gaps that can leave SBC ministries vulnerable to risks.1

  • Property Coverage to protect your buildings and contents

  • Medical payments coverage

  • Bodily injury and property damage liability

  • Liability coverage options to protect your finances, people, and operations

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Praise from your peers

Michael Kolb

Mathiston First Baptist Church

“The fact that Brotherhood Mutual focuses on serving Christian ministries

is a big deal to us. That focus gives you an insight into the issues that really matter to churches like ours. ”

Kelly Arledge

Brushy Creek Baptist Church

“We were with another insurance company before switching to Brotherhood Mutual.

When our agent provided us with a comprehensive plan, it was just so much better than what we had before.”

Dr. Scott Stancil

First Baptist Church

“Working with Brotherhood Mutual has truly been a blessing.

We have never lacked the necessary information to make a well-informed decision, allowing us to be good stewards of the Lord’s finances through His church. After more than 30 years in ministry, switching to Brotherhood Mutual has been one of the wisest and most beneficial partnerships I have enjoyed.”

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Integrated payroll & workers’ comp

Save time and money with pay-as-you-go workers’ compensation, known as Pay-Go.2 This benefit breaks up your premium into smaller, more manageable payments, and:

  • Eliminates large, lump-sum payments

  • Compiles audit reports automatically

  • Avoids underpaying or overpaying

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Payroll & HR Solutions

Brotherhood Works services are designed with ministries in mind and scale to meet the needs of your Christian organization.

Payroll & Tax Filing

Ministry-focused payroll with the care of a dedicated payroll specialist.3

Talent Acquisition

Hire, onboard, develop, and manage the best talent for your ministry.

Onboarding & Documentation

Streamline administrative tasks with an easy, award-winning platform.

Benefits Administration

Efficient and easy administration of health benefits, HSA, and more.4

Time Tracking

Simplify your time and attendance tracking by integrating with payroll.

Employee Engagement & Success

Empower staff to perform at their best while growing in their calling.

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Auto Insurance

Protect your church vans and pastors' autos — plus the people mobilizing your mission — with ministry auto insurance.

  • Vehicle physical damage coverage

  • Personal injury protection (no-fault) coverage

  • Vehicle liability coverage

  • Vehicle medical payments coverage

  • Uninsured/ Underinsured motorist coverage

  • Non-owned vehicle coverage

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Background Screening

Comprehensive Background Checks

Prioritize safety. Ensure you have the right volunteers and staff. We want our customers to confidently serve their communities. That starts with having confidence in your team. MinistryDefender Solutions offers industry-leading, comprehensive background checks for criminal records. No monthly minimums, no annual fees, and no long-term contract. Expansive search includes county, state, and federal courts in any state, BMV records, education verification, national databases, and more.

Real-time Arrest Notifications

Don’t get blindsided by news that a staff member was arrested. Finding out first gives you time to manage the flow of information. ArrestAlert® pairs with MDS background screening by integrating 93% of jails and booking institutions, providing you with continuous monitoring. You’ll reduce the cost of and frequency of re-checks and receive a notification if a person on your list is booked.

Automated Reference Checks

It’s hard to grow your team when you’re bogged down checking references. With RefLynk®—an online, automated reference check tool—you only need to supply the candidate’s email, and RefLynk does the rest. Your candidate drives their own reference checks using the tool, saving you hours and frustration, especially in high-rotation areas of ministry. Service includes competency-based feedback from respondents, candidate reminders, a daily digest report for you, and feedback surveys.

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Annual Meeting 2025 Videos

label Annual Meeting - Question 1

Favorite Worship Song or Hymn

Sing along as you discover some favorite worship songs and hymns, shared by several messengers during the 2025 annual meeting. Did you hear your favorite worship song?

label Annual Meeting - Question 2

Favorite Church Outreach Ministry

The annual meeting equips churches to carry out their mission, so we asked some of your peers about their favorite outreach ministry at their local church. We hope you’re inspired by how they are living out the gospel calling.

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Favorite Bible Verse

Since God’s word is the foundation, we asked your fellow messengers to share their favorite Bible verse during the 2025 annual meeting. We hope this encourages you to reflect on your favorite verse.

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While you're here...

Feel free to explore our extensive library of risk management resources designed to help you create safe and secure ministry operations.

Safety Library

Hundreds of risk management articles, resources, and more.

Legal Assist

Complimentary risk management guidance about ministry-related issues.

1 All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. All coverages are not available in all states.

2 Brotherhood Mutual Workers’ Compensation insurance is not available in all states. Pay-Go is a free benefit for customers of both Brotherhood Works payroll and Brotherhood Mutual Workers’ Compensation. It may not be available in all states.

3 All payroll products are offered by and sold through Brotherhood Works, LLC.

4 Employee benefits products are offered by and sold through Brotherhood Works Insurance Services, LLC and its licensed agents and licensed partners. CA license 0F60680. Licensed in 50 states. Certain services may not be available in all states.

5 Brotherhood Mutual Insurance Company has formed a strategic alliance with MinistryDefender Solutions, LLC. MinistryDefender Solutions offers Brotherhood Mutual customers special pricing for background screenings and comprehensive, prevention-based technology services to provide 360° of safety.