Insurance and services for Christian schools

Protect your school with insurance, services, and benefits designed to help you operate safely and effectively.

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A holistic approach to protecting Christian schools

As a specialist in Christian school-focused insurance, we offer coverage to address your risks and align with your culture and administrative practices.

Property & Liability Insurance

Coverage constructed to fill gaps that leave schools vulnerable to risk.

Auto Insurance

Customized options for buses, vans, non-owned vehicles, and more.

Accident Insurance

Financial support for unexpected injuries to students and student-athletes.

Workers’ Compensation

Covers teacher and staff injuries due to workplace incidents.

Payroll & HR Solutions

Streamline administrative tasks like payroll, onboarding, HCM, and more.

Employee Benefits

Explore affordable health plans, dental, vision, life insurance, and more.

Looking for all of our services? View options for insuring your ministry or for caring for your people.

Optional property & liability school coverages

Earnings and Donations and Extra Expense Coverage

Provides financial support to overcome lost income during a recovery period.

Educators’ Liability Protection Package

Coverage that works together to provide broad protection for academic practices, supervision, educational preparation, and more.

Educational Property Coverage Package

Covers various athletic structures, equipment, and devices used for education, musical, or athletic purposes.

Extended Broad Scope Cyber Liability

Provides coverage for e-commerce activities plus added data breach prevention or assistance services.

Religious Freedom ProtectionSM Coverage

Provides safeguards against emotional injury claims from religious activities and alleged discrimination.

Safety & Security Coverages

Increases limits for medical payment and wage loss for a school’s emergency response personnel when related to a traumatic incident and extends coverage for a crisis-designated team.

Give your school the care it deserves. Request a quote.

Christian is more than an adjective

No one-size-fits-all approach will do when Christian excellence is your mission. Every day, we work to protect your financial health and well-being by leaning into our 100+ years’ experience of working with Christian ministries and seeking valuable insight from leaders like you.

label Financial Health

It pays to keep schools safe

Every dollar you spend—and save—impacts your mission to educate, lead, and protect your students.

Superior school credits. Available for organizations with an approved Christian school accreditation.

Diminishing deductible. A loss-free deductible reduction for schools serious about school safety.

What education leaders are saying

Dr. Scott Stancil

First Baptist Church

“Working with Brotherhood Mutual has truly been a blessing.

We have never lacked the necessary information to make a well-informed decision, allowing us to be good stewards of the Lord’s finances through His church. After more than 30 years in ministry, switching to Brotherhood Mutual has been one of the wisest and most beneficial partnerships I have enjoyed.”

Jonathan Mitchell

Northland Christian Church

“We had to make some tough decisions to cut our budget, while also working hard to keep ministry the priority.

Brotherhood Mutual is helping that become a reality, while maintaining the coverages that keep everything safe, secure, and covered.”

Dr. Michael W. Newman

Texas District LCMS

“We were seeking the best possible stewardship of our resources and found the price and service from Brotherhood Mutual to be outstanding.

We appreciate their clear communication and a sincere interest in our ministry. In addition to high quality coverage, we value the relationship and resources provided. It is truly a ministry partnership.”

Protect your school

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The coverage descriptions in this overview are intended to help school leaders better understand Brotherhood Mutual’s MinistryFirst® insurance program. They do not provide insurance coverage of any kind, nor do they modify the terms of any Brotherhood Mutual policy. All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For complete insurance coverage details, please refer to actual policy documents. Coverage for actual claims will be based on applicable policy documents applied to the individual facts of an actual claim event. Some coverages may not be available in all states.

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