Serving you by offering high quality insurance products to meet the specific needs of Christian colleges and universities is our priority. Brotherhood Mutual has insured Christian ministries since 1917. We insured our first college in 1960, and that college is still a customer today.
To protect your institution, educational values, and budget, you need a trusted insurance advisor who understands higher education in a Christian ministry setting. Brotherhood Mutual embraces your mission—including your challenges and vision for the future—and can offer a personalized policy to meet your specific needs. This approach focuses on providing a variety of coverages under one policy, which can help shield you from unbudgeted expenses and avoid costly gaps and overlaps.
“We choose Brotherhood Mutual based on the combination of service and cost. Because Brotherhood Mutual is focused on serving Christian ministries, I feel confident Brotherhood Mutual understands the values of my organization as well as the unique needs we have as a Christian organization.”
—Gary Bailey, PhD, President, Biblical Life Institute
You know the potential costs associated with a loss or a lawsuit, so take steps to protect your college or university against the fiscal, emotional, and social toll of unexpected expenses.
We are committed to serving Christian colleges and universities by offering exceptional value to help you manage costs.
Property and Liability Insurance
Scales to fit your educational institution – from small to large, and everything in between.
Provides many options including legal defense and liability protection, medical payments, no-fault personal injury protection, and collision coverage for covered losses connected to the use of your vehicles.
Provides medical, disability, rehabilitation, and death benefits for employees in relation to work-related injuries or diseases specified by state law.
HR Solutions for Payroll
and Health Benefits
Lifts your administrative burdens and helps save you money.
Mission Travel Protection
Coverage for your institution’s liabilities, protection for your travelers, and kidnap and ransom policies. From the smallest details like lost baggage to the biggest issues, including death, we offer robust risk transfer solutions.
Provides financial support to overcome lost income during a recovery period.
A loss-free deductible reduction for institutions serious about faculty, staff, and student safety.
Teach Your Beliefs
Your Christian faith is your foundation—it’s a heritage Brotherhood Mutual deeply understands. Protect belief-based decisions and your budget with our Religious Freedom ProtectionSM Coverage.
Legal Defense Reimbursement
Coverage pays legal fees, costs, and expenses for civil lawsuits and law enforcement investigations that are not otherwise covered by your institution’s policy.
Additional Liability Coverages
Includes protection for claims of emotional injury caused by academic practices, bodily injury and property damage caused by professors or governing board members in relation to teaching or leadership activity, and financial damage for substandard educational preparation.
Employment Practices Coverage
Pays damages for emotional injury , personal injury, or financial damage claims as a result of your employment related decisions, a leading cause of workplace lawsuits. Outside the limits defense coverage adds peace of mind.
School Counseling Insurance
Protects your institution and specified individuals, including collegiate student counselors, when allegations of emotional, bodily, or personal injury arise from counseling or advising students.
Pays for expenses relating to a traumatic incident, including reimbursement for grief counseling costs, temporary facility rental, and security, legal, or public relations specialists hired to assist in your response.
Cyber Liability Coverage
Pays for property damage, financial damage, or emotional injury claims resulting from your activities related to computer use and electronic data. Our solutions include optional support from CyberScout to provide proactive breach preparation, breach response services, and more.
“Barclay College has students who go on mission trips to other countries. Brotherhood Mutual has short-term policies for such trips that are painless to request, receive, and are reasonably priced.”
—Gayle Mortimer, Accounts Payable
& Payroll Specialist, Barclay College
Whether it’s on the sports field, in the gym, or just walking to class, accidents happen. The right coverage shows your commitment to student well-being and can discourage costly lawsuits.
Custom-design an accident insurance policy that protects your students, student-athletes, and your reputation. Deductibles as low as $0.
High Hazard Sports
Covers athletes’ injuries— including concussions—for football, rugby, lacrosse, hockey, soccer, wrestling, and martial arts.
Student Medical Coverage
Pays medical expenses for injured students, officials, and spectators, regardless of fault. Optional coverage for intramural or intercollegiate sports is also available.
Pays for athletic and school property, including dugouts, backstops, installed bleachers, turf, landscaping, and irrigation.
“We use Brotherhood Mutual because they understand the unique challenges of running a Christian ministry, particularly one with so many students. They provide both coverages and risk management tools to help protect our organization from risks that could impact our ability to serve our students.”
—Jeff Wood, Vice President of Finance and
Administration, Summit Life Ministries
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
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