Insurance for Christian
Colleges & Universities

Our holistic approach custom-builds property and liability policies to meet the unique needs of Christian colleges and universities.

Request a Quote

An image of college students walking on campus

You are called to build the Kingdom
and we are called to protect you.

As a specialist in ministry-focused insurance, our comprehensive approach custom builds
property and liability policies to help cover the specific risks of your college or university.

Coverage options to shield your institution

Property

From chemistry labs to sports stadiums, protect your campus property when something is damaged, destroyed, lost, or stolen.

Property

Educational Property Coverage PackageSchool Laboratory Equipment CoverageFlood Backup and Subsurface Water Damage CoverageEarnings Donations and Extra Expense CoverageAnd more

See Less

Image of people during worship at Church

Liability

Safeguard your people and your finances from the unique risks Christian ministries face.

Liability

Educational Preparation Liability CoverageReligious Freedom Protection^SM CoverageLegal Defense ReimbursementAcademic Practices Emotional Injury Liability CoverageAnd more

See Less

A photo of a student athlete playing basketball

Students &
Athletes

Accidents happen, but the right coverage can help prevent costly lawsuits and show your commitment to student wellbeing.

Students &
Athletes

Accident InsuranceHigh Hazard SportsStudent Medical CoverageEducational Property Coverage PackageAnd more

See Less

A man sitting in the car smiling from the driver's seat

Auto
Insurance

Customized commercial auto protection options for your college’s vehicles.

Auto
Insurance

Non-Owned Vehicle CoverageCommercial Auto Insurance

See Less

Two women sitting and bonding on a mission trip

Mission
Insurance

Coverage for what matters most, including medical, foreign property, and liability insurance.

Mission
Insurance

Worldwide Liability and Medical ExtensionTravel insurance for individuals and groupsAnd more

See Less

A professor lecturing in front of a classroom

Employment

Coverages available to protect you as an employer and your employees.

Employment

Employment Practices Liability CoverageWage and Hour Claims Liability CoverageBroad Form Employee Benefits/Fiduciary Liability CoverageAdministrator Accidental Death BenefitAnd more

See Less

Human
Resources

Workers’ comp and employee health benefits options to meet your college’s needs.

Human
Resources

Workers’ CompEmployee Health Benefits

See Less

A woman at her desk in front of a laptop doing calculations on a desk calculator

Payroll
Services

Payroll and HR solutions from MinistryWorks®, the leading provider focused on Christian organizations.

Payroll
Services

Pay-as-you-go workers’ compPersonal Payroll SpecialistTime and AttendanceHCM (Human Capital Management)And more

See Less

Two women looking at resources on a computer screen

Risk
Management

Innovative risk management resources designed to help you avoid an incident altogether.

Risk
Management

Higher Education Safety NewsletterOnline Safety LibraryWebinars & PodcastsAnd more

See Less

For detailed coverage options, download the brochure or request a quote to learn more.

Download Brochure Request a Quote

Trusted by colleges and universities across the U.S.

130+

colleges insured

60 YEARS

insuring colleges

What higher education leaders are saying about us

“More and more people don’t even understand who Christians are, what we believe, and how that informs how we make decisions...but Brotherhood Mutual understands.”

Tabor College

We choose Brotherhood Mutual based on the combination of service and cost. Because Brotherhood Mutual is focused on serving Christian ministries, I feel confident Brotherhood Mutual understands the values of my organization as well as the unique needs we have as a Christian organization.”

Biblical Life Institute

“Barclay College has students who go on international mission trips. Brotherhood Mutual has short-term policies for such trips that are painless to request, receive, and are reasonably priced.”

Barclay College

Faith-Focused Risk Management

It’s one thing to have the coverage you need when something goes wrong. It’s another to be supported by an insurance provider that’s dedicated to helping you avoid an incident altogether. These are just a few of the ways we help your ministry operate safely and effectively.

Legal Assist^SM

Get risk management guidance that’s timely, helpful, and FREE*. Our in-house legal team developed Legal Assist as a free service to help Christian ministries, whether a customer or not.

Learn More >

Safety Library

Our online Safety Library houses hundreds of articles, checklists, sample forms, guidebooks, and webinars to help you guide and protect your church.

Learn More >

Employment Practices Guide

This tool was designed to help Christian employers review their employee handbook or to create one from scratch. It features more than 60 free sample policies, plus a primer on employment laws.

Learn More >

*Important information: Brotherhood Mutual is pleased to provide Legal Assist as a complimentary resource. The services we offer through Legal Assist are intended to provide general legal information to our current and prospective policyholders. The information we provide is intended to be helpful, but it does not constitute legal advice and is not a substitute for the advice from a licensed attorney in your area. Accordingly, no attorney/client relationship is created through this process, and no legal advice will be provided. We strongly encourage you to regularly consult with a local attorney as part of your risk management program.