Cyber Liability Coverage

Protect Your 21st Century Methods of Proclaiming 2,000-Year-Old Words

Today’s technology helps Christian ministries extend their reach when proclaiming the Gospel. Innovation is crucial when it comes to communication, but it brings about its own challenges—especially when it comes to software, social media, online giving, and e-commerce.

Our cyber liability coverages help protect your ministry against property damage, financial damage, or emotional injury claims resulting from your ministry’s activities related to computer use and electronic data.

Our Cyber Liability Coverages Suit the Way You Serve

Basic Cyber Liability Coverage

Protects ministries against claims related to the most basic uses of technology

Extended Cyber Liability Coverage

Designed for ministries requiring increased coverage limits and data security

Coverage for your e-Commerce

Created for ministries engaged in online retail activity

Brotherhood Mutual’s cyber liability coverages protect your ministry against claims of:

  • Unauthorized computer use that causes damage to another's computer-related property.

  • Computer-related activity that accidentally damages another individual, organization, or enterprise.

  • Financial losses of others from unintentional transmission of computer viruses or other harmful files.

  • Data breach liability for improperly using, failing to properly protect, or losing electronic personal information.

  • Errors caused by specified IT contractors working on your behalf.

And reimburses you for expenses related to:

  • A data breach, which may include the cost to send required notifications, the fees associated with credit monitoring services, or the fees paid to a public relations firm to protect your reputation.

  • Data retrieval associated with litigation.

  • Special defense coverage for responding to subpoenas, regulatory actions, or non-compensatory lawsuits related to computer use or electronic data.

Proactive Data Security

Our Extended Broad Scope Liability Coverage includes CyberScout®, ongoing security support for your data. A CyberScout subscription service:

  • Proactively helps identify weaknesses and reduces risk.

  • Determines if a breach has occurred and assesses its severity.

  • Offers breach response support, including guidance and full remediation assistance.

  • Provides crisis management to help steer a breach response.

Learn how CyberScout® helps protect your ministry's data

Whether you lead a church emailing quarterly newsletters, or a Christian organization offering resources and merchandise on an e-commerce site, Brotherhood Mutual cyber liability coverages keep pace with the way you serve.

Contact your Brotherhood Mutual agent to learn more about cyber liability insurance options.

© 2018 Brotherhood Mutual Insurance Company. All rights reserved. This coverage description is intended to help ministry leaders better understand Brotherhood Mutual’s MinistryFirst® insurance program. It does not provide insurance coverage of any kind, nor does it modify the terms of any Brotherhood Mutual policy. For complete insurance coverage details, please refer to actual policy documents. Coverage for actual claims will be based on applicable policy documents applied to the individual facts of an actual claim event.

Security support services are provided by CyberScout®. Brotherhood Mutual Insurance Company makes no warranty, guarantee, or representation as to the accuracy or sufficiency of any such services.