State law often requires employers—including ministries like yours—to protect their employees with workers’ compensation insurance.
Workers' compensation coverage provides benefits for employees in relation to work-related injuries or diseases specified by state law, including:
Employers’ liability insurance is included with your Brotherhood Mutual Workers’ Compensation policy. This coverage protects your ministry if it is sued as the result of an employee’s job-related injury or illness.
Protect your ministry and your employees. Contact a Brotherhood Mutual agent to learn more about workers’ compensation coverage and services.
Note: Bundle your Brotherhood Mutual Worker's Compensation coverage with MinistryWorks payroll service, and you'll unlock the power of Pay-Go. You can use this free, exclusive feature to pay-as-you-go for your monthly premium.
Here's how it works:
Pay-Go analyzes each payroll to calculate changes to your workers’ comp premium.
Your adjusted premium payment for that payroll is withdrawn automatically.
At the end of the policy period, Pay-Go compiles an annual audit report for you to review.
Disclaimer: All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. All coverages are not available in all states.