Property and Liability Coverage


Property Insurance

When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples.

Liability Insurance

Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage options to help safeguard your organization from the unique risks Christian ministries face.

Excess Liability Insurance

Churches and related ministries aren't immune to legal action, or the millions of dollars in damages that courts are known to award. That's why Brotherhood Mutual offers optional excess liability coverage to provide an 'umbrella' of protection over your ministry's primary liability coverages—general, vehicle, and employers' liability coverage.

Save Money with Deductible Reduction

Get rewarded for ministry safety. If you’ve operated your ministry without a payable claim for two years or more, we reduce your deductible on a future covered claim. The longer the loss-free period, the higher the reduction—up to $500. Ask your agent for details.

 

Your Brotherhood Mutual agent can walk you through various coverage options and limits, and create the right insurance protection for your ministry.

 

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Disclaimer: All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. All coverages are not available in all states.

Understanding Your Insurance

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