Brotherhood Mutual was founded more than 100 years ago upon Galatians 6:2. This Bible passage runs through Brotherhood Mutual’s history like a cord, tying its past to its future.
Advancing the Kingdom by Serving the Church®
Seven formative words create the base for our company culture. This mission statement embraces the company’s founding commitment to serving its customers, agents, and employees. It’s our company heartbeat and guides the manner in which we conduct business.
Using tithe dollars responsibly
We recognize that these funds must be treated with care. Our stewardship of a ministry’s precious resources includes helping to reduce risk and the financial impact from devastating losses.
Superior products and services
focused on Christian ministries
Our employees focus on the church and how to protect it. We’re not thinking about insurance for factories or retail businesses—we’re thinking every day about keeping ministry happening.
Because we understand the risks, we include extra protections for things like emotional injury claims related to belief-based decisions and religious communications, volunteers, mission field work, and even stained glass. And crucially, our policies feature coverage for claims based on when an incident occurred during the policy period, forever giving our customers access to dollars during the years when the policy was in effect.
Reason #3
We’re Leaders in
Serving the Church
We know how to protect Christian organizations, and have been doing so for more than 100 years. Every day, we work future-forward with ministry leaders so that our customers have the products and services they need to confidently serve their communities.
Churches
Colleges & Universities
Schools
Camps
Missions
65,000+
Christian organizations rely on us for our ministry-specific insurance and services.
11,500+
of our customers were able to rebuild, recover, and restore in 2023.
Reason #4
Hand-picked,
independent agents
We’re picky about who can offer Brotherhood Mutual products and services. In fact, only agents who understand the ‘why’ behind the unique needs of Christian ministries can represent us. We carefully appoint independent agents nationwide who are committed to being experts in Christian ministry insurance for you.
Reason #5
Diminishing deductible
rewards ministry safety
Helping to protect your financial resources aligns with our mission of advancing the Kingdom. If you’ve operated your ministry without a payable claim for two years or more, we reduce your deductible on a future covered claim. The longer the loss-free period, the higher the reduction—up to $2,500.
We're here to help
Helping our customers navigate challenges both pivotal and minor, while keeping them up to speed with changing laws, aligns with our fundamental commitment to serving the Church.
Our customers often turn to us for free, expert guidance with:
Legal questions
Risk management concerns
Employment handbook review
Need a little more help before making a decision?
Learn more about what our customers have to say.
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Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.