Bear One

Galatians 6:2


5 Reasons to Choose Us


Reason #1

Guided by principles of
Christian stewardship

Image 1

Bearing burdens—it’s literally why we exist

Brotherhood Mutual was founded more than 100 years ago upon Galatians 6:2. This Bible passage runs through Brotherhood Mutual’s history like a cord, tying its past to its future.

Image 2

Advancing the Kingdom by Serving the Church®

Seven formative words create the base for our company culture. This mission statement embraces the company’s founding commitment to serving its customers, agents, and employees. It’s our company heartbeat and guides the manner in which we conduct business.

Image 3

Using tithe dollars responsibly

We recognize that these funds must be treated with care. Our stewardship of a ministry’s precious resources includes helping to reduce risk and the financial impact from devastating losses.

Protect your organization

Request a Quote

Scripture quotation is from the ESV® Bible (The Holy Bible, English Standard Version®),
Copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used with permission. All rights reserved.


Reason #2

Superior products and services
focused on Christian ministries

A photo of a church

Our employees focus on the church and how to protect it. We’re not thinking about insurance for factories or retail businesses—we’re thinking every day about keeping ministry happening.

Because we understand the risks, we include extra protections for things like emotional injury claims related to belief-based decisions and religious communications, volunteers, mission field work, and even stained glass. And crucially, our policies feature coverage for claims based on when an incident occurred during the policy period, forever giving our customers access to dollars during the years when the policy was in effect.


Reason #3

We’re Leaders in
Serving the Church

We know how to protect Christian organizations, and have been doing so for more than 100 years. Every day, we work future-forward with ministry leaders so that our customers have the products and services they need to confidently serve their communities.

Churches Icon


Colleges and Universities Icon

Colleges & Universities

Schools Icon


Camps Icon


Missions Icon




Christian organizations rely on us for our ministry-specific insurance and services.


of our customers were able to rebuild, recover, and restore in 2023.


Reason #4

independent agents

A photo of a church

We’re picky about who can offer Brotherhood Mutual products and services. In fact, only agents who understand the ‘why’ behind the unique needs of Christian ministries can represent us. We carefully appoint independent agents nationwide who are committed to being experts in Christian ministry insurance for you.


Reason #5

Diminishing deductible
rewards ministry safety

Diminishing deductible icon

Helping to protect your financial resources aligns with our mission of advancing the Kingdom. If you’ve operated your ministry without a payable claim for two years or more, we reduce your deductible on a future covered claim. The longer the loss-free period, the higher the reduction—up to $2,500.


We're here to help

A photo two people holding each other's hand in support of one another

Helping our customers navigate challenges both pivotal and minor, while keeping them up to speed with changing laws, aligns with our fundamental commitment to serving the Church.

Our customers often turn to us for free, expert guidance with:

  • Legal questions
  • Risk management concerns
  • Employment handbook review

Need a little more help before making a decision?
Learn more about what our customers have to say.

Hear from your peers

Learn how our customized coverages protect your organization.

Request a Quote