Insurance questions and issues related to general law depend greatly on specific situations. Issues like merging ministries, liability insurance protection, contracts, and copyrights, all have legal aspects.
The choice to disaffiliate has lasting implications and should not be pursued without prayer, consensus, and legal consultation. While the required steps will differ according to denomination and local law, these general steps can help churches determine how to protect their interests if they choose to go through the process.
A Certificate of Insurance (COI) helps an organization show proof of its insurance coverage to a third party.
Using ministry-owned assets—like vehicles or real estate—to generate income that does not further the ministry’s tax-exempt purpose could pose a threat to its tax-exempt status. Explore liability issues with your insurance agent and consider working with your tax professional for guidance on proper accounting practices.
Protect your ministry and control legal risk when entering into contracts by being familiar with the rights and responsibilities of your ministry.
Make sure that your church is covered by Builder's Risk insurance for your next construction project.
Your ministry may be found legally responsible for reporting child sexual abuse, which is why it is important to know your state's reporting laws.
Utilize this legal advice on what to do if your ministry is being sued.
Many states have enacted charitable immunity laws as a way to help protect volunteer workers from being sued in connection with their volunteer service.
Learn about liability insurance limits for churches and other ministries, including bylaws for churches and other ministries, including what to consider when selecting liability limits.
Learn about how ministries should respond to a subpoena, what a subpoena is, what can trigger a subpoena, and what to do if your ministry receives one.
Most employers are required to pay federal and state unemployment taxes—but most ministries are exempt. This can be a benefit to ministries, but an undue burden for employees.
Charters, bylaws, member lists, and more—the list of legal documents and records is seemingly endless.
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
2024 Brotherhood Mutual
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2024 Brotherhood Mutual