Some of the most important decisions made on a church construction project take place before the first nail is driven.
Possibly the most crucial decision your church can make is to avoid the temptation to act as its own general contractor and use skilled church members for the labor. That approach can cost the church in the long run. Choose a competent commercial builder instead.
For a large project, hire an architectural firm with experience in church construction. The firm will design your project, and if needed, assign a construction manager who will ensure timely project completion. He or she will act as liaison between you and the workers, and will oversee important functions such as:
For a smaller project, hire a general contractor directly. The general contractor's responsibilities are similar to those of a construction manager, but the contractor reports directly to you. You have more responsibility to oversee the building process.
Make sure the contractor is qualified for the project.
Compile a list of contractors. Identify your top three, then:
If your contractor doesn't carry proper insurance, you could end up having to pay for injuries or property damage caused by the contractor's negligence. Confirm that the contractor you've selected carries adequate insurance:
Require the general contractor and each subcontractor to furnish a certificate of insurance verifying that all workers are properly insured. In addition, either you or the contractor should carry builders' risk insurance covering damage to the structure or materials during construction.
Any agreement you make with your contractor should be in writing. Requiring a written contract will ensure that your church's project will be completed with the desired results, within the time frame specified, and within the price range your church expected to pay.
The contract package should include:
Contract language may ask you to indemnify, defend, and hold a contractor harmless for injuries or damages that might happen during the course of construction, even if it they were caused by the contractor's negligence.
Have an attorney review the document before you sign, so you can understand exactly what you're signing. Don't hesitate to question any terms in the contract; failing to do so could have costly consequences.
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
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