Installing a security system (one that's U.L.-approved and hard wired) can reduce the chance of fire or burglary at your church. It also provides round-the-clock interior and perimeter protection through central station monitoring. By reducing the risk of accident or loss, these systems help you keep premiums at the lowest possible level.
With central station monitoring, your building is under watch 24 hours a day, 365 days a year. When your system senses an emergency, a signal goes directly to the monitoring station, and trained professionals identify the signal - a fire, burglary, or other emergency - and notify you and the proper authorities. The system can detect an emergency in the early stages, and that could mean the difference between a minor or a major loss.
A big plus for security systems is that people don't have to be within hearing distance of the alarm. If you're counting on smoke detectors to protect your church, who will hear them at night or after office hours? With central station monitoring, you don't have to worry.
Also, security systems include different kinds of detectors that perform different functions. For example, smoke detectors sense a fire. Heat detectors sense dangerously high temperatures. Ionization units detect harmful substances (LP gas, propane, or radon). Motion detectors sense body heat, and when installed in areas of transportation - hallways, for instance - they can track a burglar through a building. When these are tied into a central station monitoring system, you can hardly beat the protection offered.
A basic system consists of the following: control panel, keypad (an “arming” station secured to the wall), door contacts, siren, and detectors (motion detector, smoke detector, or heat detector). Again, make sure the system is expandable and hard wired, meaning the wires run through the walls and are not exposed.
In the security system business, consultants warn of “trunk slammers,” people who own or sell from companies that are here today and gone tomorrow. These salespeople offer systems at prices much lower than established security companies. Often, their companies are not bonded, licensed, or registered.
After a year, their equipment may break down, and since the warranty expired, you'd be left with an ineffective system. Many times, you'll want to add on to your system at a later date. These systems - often complete in themselves - don't permit this.
Your security consultant should analyze your needs, identify points of vulnerability, and design a system to work for you now and later. Pick someone who will spend time listening to your needs, someone with a proven reputation. You might start by visiting these security system companies: First Alert, Honeywell, or ADT.
Here are some questions to consider when selecting a security service company:
Adapted from Security: It's Your Business, Honeywell, Inc.
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
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