Fall Festival Events
Harvest the Fun, Not the Risk
Fall festivals dot the calendars for most churches and schools in all regions of the country. They usher in the harvest and mark the transition to shorter days. Ensuring fun for all takes careful planning and lots of volunteers. It also takes an understanding of the risks involved and diligence to ensure safety.
Important insurance considerations: Anytime you rent equipment, a ride, or attraction—whether it’s a tractor, pony rides, or a dunk tank—talk to your insurance agent first. If applicable, do the following three things:
Before you consider safety measures for the specific activities discussed below, ask if your organization follows these eight guidelines, applicable to all events:
Resource: Background Screening Checklist (PDF)
Every fall, thousands of churches across the nation sponsor hayrides. Unfortunately, these rides can sometimes lead to serious injuries. A quick online search for "hayride accidents" shows that some hayrides have gone terribly wrong and ended in death. Following these suggestions to minimize the risks:
Resource: Use Caution When Planning Hayrides (article)
Dunk tanks are another popular fall festival attraction, especially as a vehicle for fundraising.
Resource: 5 Ways to Prevent Slip n' Falls (article)
Trunk-or-treats events offer an alternative to walking through neighborhoods, knocking on stranger’s doors. The idea is to decorate the trunks of various vehicles and distribute candy in a personalized and fun way. Children can go car to car, receive candy, and enjoy the themes and decorations. Trunk-or-treats also offer an opportunity to reach out to the community with the Gospel and a positive message about your church or school.
Resource: Learn More About Trunk-or-Treat Events (article)
Nothing pairs better with kids than critters. Even though the owner’s animals should remain with the animals and guide participation, there are safety concerns here, too.
Resource: Make Child Safety a Ministry Priority (article)
It may seem corny, but it’s critical to do a walk though prior to, during, and after closing the maze for the day. Look for lost souls, debris, and tipping/tripping hazards. Some localities have enacted additional rules for maze operators, so check what’s required in addition to these guidelines:
Resource: High Winds: How to Protect People During Outdoor Activities (article)
Inflatable amusements like bounce houses and slides can provide a lot of fun for children. However, they can also lead to fractures, sprains, knocked out teeth, and head injuries when they aren’t properly set up or supervised. You can prevent many of these injuries by following manufacturers’ guidelines for set-up, operation, and supervision.
Resource: Inflatable Amusements Planning and Setup (article)
Multiple safety obligations are required when using a portable climbing wall. Accidents arising from using a climbing wall can be severe, if not fatal. It’s not just the risk of falling that’s of concern—the belay system (ropes) can cause burns, fractures, or amputation injuries.
Only trained staff should monitor the device while in use and ensure that all belay systems, harnesses, and safety mats are checked before each use, appropriate for the use, and fully functional.
Monitor the weather—due to the potential for structural collapse and hydraulic lift system failure, do not allow wall use in high wind, rain, or lightning.
In many states, portable climbing walls may be subject to state safety inspections and/or registration requirements. Ministry leaders should contact a local attorney for guidance on this issue.
Resource: Manage Youth High-Risk Activities (article)
What’s a fall festival without caramel apples, chili cook-offs, and more? Keep the food delicious and foodborne illnesses at bay with these tips:
Resource: Food Prep Safety Checklist (PDF)
Flying drones can be a fun way to record your festival with sweeping, bird’s-eye footage of the property and attendees. But drones also come with serious risks. Single-drone crashes can cause severe injuries and property damage, despite the aircraft generally being lightweight.
In addition to safety concerns, there’s privacy concerns, too. Any photos or video of event participants may require signed releases prior to publication.
Before using a drone at your festival, weigh the benefit with the risk by reading Drone Safety Guidelines.
Resource: Guidelines for Photo and Video Use (article)
Posted August 2022.
The information provided in this article is intended to be helpful, but it does not constitute legal advice and is not a substitute for the advice from a licensed attorney in your area. We strongly encourage you to regularly consult with a local attorney as part of your risk management program.
Thank you for your interest in Brotherhood Mutual. We appreciate the opportunity to provide your church or other ministry with an insurance quote and will reply to your request as soon as possible.
2024 Brotherhood Mutual
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2024 Brotherhood Mutual